AxisPointe Inc Newsletter

HEALTH CARE REFORM: THE NEAR TERM
Congressional passage of comprehensive health care reform legislation means that employers and other health plan sponsors can no longer take a wait-and-see approach to this subject. Like it or not, change is coming. And while many key provisions do not take effect until 2014, a surprising number of changes will apply to employer-based health coverage well before then. We are therefore devoting this entire issue of our quarterly newsletter to a discussion of several significant short-term changes.

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	SHORT-TERM INCENTIVES FOR EXPANSION OF HEALTH COVERAGE
	Recognizing that the key provisions of the Affordable Care Act do not take effect until 2014, Congress included a number of short-term incentives for the expansion of health coverage Read more
	GRANDFATHERED PLANS
	In the weeks and months leading up to the enactment of the Affordable Care Act, one of the oft-repeated "campaign promises" made by promoters of the legislation Read more
	DEPENDENT COVERAGE REQUIREMENTS (AND OPTIONS)
	Under the Affordable Care Act, group health plans providing coverage to dependent children will soon be required to make coverage available to a covered Read more

	CAFETERIA PLAN CHANGES
	While the focus of the Affordable Care Act is clearly on the nation's health insurance system, the Act does include several rifle-shot changes to the Tax Code's Read more
	INSURED HEALTH PLANS NOW SUBJECT TO NONDISCRIMINATION RULES
	Prior to enactment of the Affordable Care Act, employee health benefits provided through an insurance contract (i.e., fully insured benefits) were not subject to any income-based nondiscrimination Read more
	NEW REPORTING AND DISCLOSURE REQUIREMENTS
	In addition to transforming the rules governing the benefits that health plans must offer, the Affordable Care Act substantially alters the way that plan sponsors and health insurers must describe and report Read more